Technical Insurance Solutions for Modern Enterprise Risks

A claims-made policy covers claims reported during the policy period, regardless of when the incident occurred, provided it happened after the retroactive date. An occurrence policy covers incidents that occur during the policy period, even if claims are filed after the policy expires. Most professional liability policies are claims-made.

For multinational clients, we offer controlled master programs that provide consistent, compliant coverage across jurisdictions. This includes a master policy in the home country and local policies that comply with country-specific regulations, all coordinated through our global network of underwriting partners.

Our risk management services include pre-incident consulting, security assessments, tabletop exercises, incident response planning, and post-incident analysis. These services help identify vulnerabilities, develop mitigation strategies, and enhance organizational resilience.

Business interruption coverage for digital operations compensates for income loss and extra expenses during downtime caused by covered cyber incidents. Coverage typically begins after a waiting period and continues until operations are restored, subject to policy limits and conditions.